Life Insurance and Living Insurance: You Need Both

Life insurance replaces your income. Living insurance protects it. There is an important difference. Life insurance is for your family. Living insurance is for both you and your family.

Look at the Duck

Aflac’s brand recognition is nearly unmatched. The Aflac Duck is in the Advertising Hall of Fame. Folks know the name, but many have no idea what they do. My primary customers are small businesses with 3-25 employees. These folks run the American economy. They know how to make a budget, and are quite aware ofContinue reading “Look at the Duck”

Dental and Vision Direct

For years, I avoided the dentist and hoped for the best. I was a doctoral researcher without dental or vision insurance. I gritted my teeth and paid out of pocket for vision care. I also made my contact lenses last a lot longer than they were supposed to last. I realized by making my two-weekContinue reading “Dental and Vision Direct”

The Grinch of Christmas Advertising Complaints

Grace with Strangers: Kindness is Key for Business Owners (and Clients) in a Pandemic Like many parents, my wakeup call on Christmas morning came early. I always set my alarm for 6:20AM. My 22-month-old daughter gets up anytime between 6:30-7:30, and 6:20 normally lets me sneak downstairs and get some breakfast ready before she wakesContinue reading “The Grinch of Christmas Advertising Complaints”

Nationwide Network

I have some good news from Lurz Insurance. After successfully linking up with colleagues across the nation, I’ve created a referral network. No matter what type of insurance needs you have, I can find someone to help you. I can help you personally for supplemental health, term life, whole life, final expense, long-term care, universalContinue reading “Nationwide Network”

Why do Kids Need Life Insurance? An Analysis of Juvenile Whole Life Policies

As an independent insurance agent, I sell many types of policies. Juvenile whole life policies are often overlooked by both agents and parents. They are very affordable. Premiums start at just a few dollars a week. Therefore, they do not generate big commissions for insurance agents. When a close friend of mine bought a policyContinue reading “Why do Kids Need Life Insurance? An Analysis of Juvenile Whole Life Policies”

You Need Your Own Life Insurance Policy: “I get that at work” is not a sound strategy

One of the primary objections I hear at my insurance firm is, “I get that at work.” It’s not a good objection. If that life insurance clause in your contract gives you peace of mind, then that’s telling you to get life insurance for yourself instead of objecting to the idea. Let’s explore why thisContinue reading “You Need Your Own Life Insurance Policy: “I get that at work” is not a sound strategy”

Disability Insurance Analysis: Who needs it? Why is it important?

I sell a lot of life insurance policies. That is not a topic my clients enjoy discussing, but they recognize the need for it. No one wants to think about their own death. Even fewer people want to think about being disabled due to accident or injury and unable to continue in their chosen career.Continue reading “Disability Insurance Analysis: Who needs it? Why is it important?”

Rudolph Lurz Insurance: List of Services

Here is a comprehensive list of the different services I offer to my clients. For more details about any of these services, or for a free quote, please do not hesitate to contact me.  You’ll have your personalized summary of options and pricing in your inbox within 48 hours, or in your mailbox within oneContinue reading “Rudolph Lurz Insurance: List of Services”